Privacy Policy

Effective 09/15/25

Your Multi-State Lender (“we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://yourmultistatelender.com (the “Site”), submit a form, or communicate with us through digital channels.

Please read this policy carefully. By using our Site, you consent to the practices described below.

1. Information We Collect

We collect the following types of information:

Personal Information: Name, phone number, email address, and any other information you voluntarily provide via contact forms, Facebook Lead Ads, or other inquiries.

Financial Information: When applicable, we may collect limited financial details (such as estimated loan amount or property value) that you provide to request loan-related information.

Automatically Collected Data: Non-identifying information such as browser type, IP address, referral source, and site activity (via cookies or analytics tools).

Cookies and Tracking Technologies: We use cookies and similar tools to improve website functionality and user experience. You can disable cookies through your browser settings.

2. How We Use Your Information

We use collected information to:

Respond to inquiries and provide requested information.

Send updates, reminders, or educational materials about mortgage and real-estate financing.

Improve our Site, marketing, and customer experience.

Comply with applicable laws and regulatory requirements.

3. Sharing of Information

We do not sell or rent your personal information. We may share limited data with:

Service providers who help operate our Site, marketing, or communications (e.g., GoHighLevel, Zapier, SimpleTexting).

Regulatory agencies or partners when required to process a mortgage inquiry or comply with the law.
All third parties are required to protect your information in accordance with this Privacy Policy.

4. Data Retention

We retain your information only for as long as necessary to fulfill the purposes outlined here or as required by law.

5. Your Rights & Choices

You may:

Request access, correction, or deletion of your personal information.

Opt out of marketing communications at any time.

Disable cookies in your browser to limit certain tracking features.

To make any of these requests, please contact us at [email protected].

6. Messaging Policy (SMS and Email Communications)

We may use the contact information you provide to communicate with you through SMS or email about mortgage programs, investor financing, or related services.

Text Messaging (SMS)

By submitting your phone number through our website, Facebook Lead Ads, or other digital forms, you consent to receive text messages from Your Multi-State Lender.

Texts may include information about DSCR loans, investor financing, appointment reminders, or general mortgage updates.

Messages are not sent using an autodialer or prerecorded voice system.

Message frequency varies but typically does not exceed 4 messages per month.

Standard message and data rates may apply.

You may opt out of text messages at any time by replying STOP, or reply HELP for assistance.

Consent to receive text messages is not a condition of any purchase, loan application, or approval.

Email Communications

If you provide your email address, we may send updates, offers, or educational resources.

You can unsubscribe at any time by clicking the Unsubscribe link in any email.

Data Handling for Messaging

All information collected through SMS or email communications is processed in accordance with this Privacy Policy.
We do not share or sell your phone number or email address to third parties for their own marketing purposes.

7. Security of Your Information

We use administrative, technical, and physical security measures to protect your personal information. While we take reasonable precautions, no system can guarantee 100% security.

8. Links to Other Websites

Our Site may contain links to third-party websites. We are not responsible for their content, privacy policies, or practices. Use of such websites is at your own risk.

9. Children’s Privacy

Our Site is not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.

10. Changes to This Policy

We may update this Privacy Policy periodically. The revised version will be posted with an updated “Effective Date.” Your continued use of the Site after updates constitutes acceptance of the revised policy.

11. Contact Us

If you have questions about this Privacy Policy or your personal information, please contact us:

Your Multi-State Lender
Attn: Al Norman, NMLS #286247
Mount Dora, Florida
Email: [email protected]